Updated 12/07
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Top Car Financing Sites
This is a great source if you need to borrow money for a car.

Car financing companies are financial institutions that offer loans or leases to individuals or businesses to purchase a vehicle. These companies provide a range of financing options, including loans with fixed or variable interest rates, leases, and financing plans for new or used vehicles.

One advantage of using a car financing company is the ability to spread the cost of purchasing a vehicle over a period of time, rather than having to pay for the entire cost upfront. This can make it easier to afford a newer or more expensive car, especially for those who do not have the funds available to pay for the vehicle in full.

Another advantage of car financing companies is the potential for lower interest rates compared to other types of financing. Many car financing companies offer competitive rates to attract borrowers, and it is often possible to negotiate a lower rate based on your credit score and other factors.

It is important to carefully research and compare different car financing options to find the best fit for your needs. This may include comparing interest rates, terms, and fees, as well as considering the reputation and customer service of the financing company.

Overall, car financing companies can be a useful resource for those looking to purchase a vehicle and spread the cost over time. By carefully researching and comparing different financing options, you can find a solution that meets your needs and budget.

MyAutoLoan
MyAutoLoan offers loans for new Cars, used cars, refinancing cars, private party and lease buyouts. Very clean site well thought out and easy to use. I was able to fill...
2. RefiJet
RefiJet
RefiJet can award you a car refinance loan in 3 easy steps. 1)Talk to their auto refinancing experts. 2) Get Pre-qualified 3) Choose the loan that suits...
LightStream Auto Loan
LightStream Auto Loan Lowest APR: 2.49% Minimum Loan Amount: $5000 Approval time: 1 Day Loan Term: 36 to 84 months No application fee No...
4. AutoPay
AutoPay
AutoPay offers Auto purchase, refinance and lease buyout loans. Lowest APR: 1.99% Minimum Loan Amount: $2500 Minimum credit score 560 Approval time:...
Consumers Credit Union
Consumers Credit Union Is a great source for your car loan. They offer auto loans starting at $7500 and up and you will need a minimum credit score of 620. Consumers...
PenFed Credit Union
PenFed Credit Union Auto Loans has rates as low as 2.19% APR up to 36 months. PenFed offers loans for new cars, used cars and refinancing. Because PedFed...
Digital Federal Credit Union
Digital Federal Credit Union is best if you need a flexible loan. You can apply completely online if you wish or if you're like me you want to talk to someone. They...
Bank of America Car Loans
Bank of America Car Loans is very transparent when it comes to loan terms and rates. It was so easy to apply for a loan and communicate with BoA customer service....
Wells Fargo Auto Loans
Wells Fargo Car Loans Has a quick and easy enrollment form that I was able to fill out in just a few minutes. You can find Wells Fargo Auto loans at over 11,000...
Lending Tree
Lending Tree Auto Loans has some of the lowest interest rates compared to the rest. I was able to fill out the loan form in only about 5 minutes. I also got an...
Auto Approve
Auto Approve Car Loans has a slogan which is "Less paperwork. Less time. Lower payments" Rates are a little lower than the competition. Auto Approve actually works...
Caribou Auto Loans
Caribou Auto Loans comes recommended by sites like Bankrate.com and Nerdwallet.com. I easily filled out their application and got a response the same day. ...
Navy Federal Credit Union
Navy Federal Credit Union Auto Loans is one of the more well know credit unions. They have a good reputation and even better customer service. Navy Federal also offers...
Patelco Credit Union
Patelco Credit Union Auto Loans posts their interest rate on their site which is very convenient when shopping rates. I really like that they offer Mechanical Breakdown...
Ally Auto Loans
Ally Auto Loans is new to most people but they have been around since 2009. I rally like Ally Bank because they have a lot to offer especially on the customer service...
US Bank Car Loans
US Bank Car Loans is another large institution that offers competitive rates with good customer service with plenty of branches to visit if you like face to face service....
Citizens Bank
Citizens Bank Auto Loans is another full service auto loan institution. They have over 30 years of experience so rest assured that they know what they are doing and...
Capital One Auto Loans
Capital One Auto Loans is another great site to not only get a loan easily but also take advantage of plenty of tool they have to offer. They had a story on how long...
Mechanics Bank
Mechanics Bank is another source to secure a auto loan. The only issue that I could see if that you need to secure a Auto loan though their network of dealerships....
Open Road Lending
Open Road Lending is very competitive when it comes to lower average interest rates for subprime borrowers. They offer loan terms up to 72 hours. Open...
Provident Credit Union
Provident Credit Union offers auto loans for a car, truck, van, motorcycle, or boat. They offer low fixed rates like everyone else as well as a 90 day no payment option....
Blue Sky Auto Finance
Blue Sky Auto Finance offers auto financing quickly and pressure free. They don't cater to people with bad credit. They offer car loans up to $30000 and get accepted...
USAA Auto Loans
USAA Auto Loans is one of my favorite websites to get a car loan. They check off most of the boxes. They post their interest rates, they had a loan calculator...
Huntington Auto Loans
Huntington Auto Loans is another good source for an auto loan. I like the posted interest rates based on your zip code. Unfortunately they are only servicing residents...
Commerce Bank
Commerce Bank offers a 0.25% discount if you setup autopay from your Commerce bank account. They also offer another 0.25% discount if you refinance more than $7000...
Truist Auto Loans
Truist Auto Loans As soon as you click into their Auto Loan page you you can see that they answer most of you questions like. "How much will my loan cost me?" They...

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